1. The claimant shall not withdraw any claim that D.C.R. Inc accepted for collection without paying to D.C.R. Inc the amount equal to the commission to which D.C.R. Inc would have been entitled if the full amount of the claim had been collected.

2. If the claimant authorizes D.C.R. Inc to engage a solicitor in the collection of a debt, the claimant is responsible for all legal fees and disbursements and administration fees.

3. D.C.R. Inc may deduct all amounts owed it by the claimant including commissions, service charges, legal fees from any funds held for the claimant.

4. D.C.R. Inc. is authorized for the purpose of collection to endorse all checks, drafts or money orders sent to D.C.R. Inc. in the claimant's name by the debtor.

5. The claimant agrees to indemnify D.C.R. Inc in every way with regards to any actions arising from the placement of accounts.